Specialised Investment Property Services

Finance

SIPS works with all levels of investors, from 1st timers to established portfolio owners. Some clients fund their investments outright, while others require financing help or choose to release equity on existing property.

Mortgage finance is extremely complex but SIPS takes a thorough approach to help clients secure the best solution for their individual circumstances, avoid over paying and, thereby maximise potential returns.

UK
There are a plethora of UK finance options and providers to choose from: interest only or repayment mortgages; flexible or fixed rate; tracker or discount mortgages; let to buy solutions; buy to let mortgages, in effect using the capital of others to fund repayments. Some have early redemption penalties that require additional consideration. With so much choice, how can purchasers be sure that they are acting wisely?

The Company works with specialist mortgage advisers in the UK who are carefully regulated by the Financial Services Authority (FSA). Clients receive the best professional advice to meet their needs and benefit from the added security of SIPS monitoring the transaction.

Overseas
Overseas financing is no less confusing. Is it better to secure funds by releasing equity on an owned UK property or to select one of the thousands of mortgages available worldwide? SIPS helps clients to decide and recommends reputable specialists to undertake either.

For clients requiring overseas financing, SIPS affiliates offer over 200 different products in over 30 countries. With proven track-records, they provide exclusive lending terms, often with preferential interest rates.

SIPS also has an established partnership with one of the World’s leading foreign exchange companies, to aid clients buying property in a country’s local currency, be it via a lump sum or staged payments. Clients benefit from competitive exchange rates, the option to fix exchange rates for payments to protect against adverse currency movement for two years and, the facility to set up regular overseas transfers to fund any regular payments via Direct Debit.