Property Finance

Crucial to any property purchase is obtaining the right finance that best suits your personal circumstances.

Even if you have the cash to buy an investment property you may get better returns by utilising a “buy to let” mortgage, in effect using other peoples money to make you money! We will be glad to explain this further with examples - complete the enquiry form on our contact page.

Mortgage finance can be a maze, with all sorts of deals and schemes. Never before has the market been so competitive and yet many people pay over the odds for their mortgage simply because of inertia – it seems too much of a hassle to change and what do all of the mortgage options mean:

• Interest only or repayment
• Flexible
• Current account
• But to Let
• Let to Buy
• Tracker
• Fixed rate
• Discount
• Early redemption penalties

And that’s just naming some in the U.K…….what about if you should have the mortgage abroad if purchasing an overseas property?

Getting the right advice, with the opportunity to look at “whole of market” solutions is so very important.

SIPS works with a range of qualified mortgage advisers who are regulated by the Financial Services Authority (FSA). They will give you professional advice, suiting your individual circumstances. SIPS will monitor the progress of the mortgage for you and ensure that you understand each step of the process and the advice given.

All mortgage advice is given by advisers who work independently of SIPS and are regulated by the FSA.